The following individuals serve on the South Street Financial Corp. Board of Directors and the Home Savings Bank Board of Directors.

Mr. R. Ronald Swanner
Chairman of the Board, President and CEO of South Street Financial Corp. and
Chairman of the Board and CEO of Home Savings Bank

Mr. J. Banks Garrison, Jr.
President of South Central Oil Company

Mr. Caldwell A. Holbrook, Jr.
Owner of Gus Holbrook General Contractor

Mr. Joel A. Huneycutt
President of Locust Lumber Company

Mr. Douglas D. Stokes
Owner and President of Stokes Construction Company

Mr. Greg E. Underwood
Certified Public Accountant Private Practice