Home Savings Bank

For nearly 100 years, the mission of Home Savings Bank has remained the same: To assist the families and businesses of our community in achieving their financial goals.

Whether for you, your family, or your business, I would like to personally invite you to make Home Savings Bank your bank. Each and every member of our staff stands ready to offer you the most responsive, personalized financial service you will ever experience.

Call or stop by today. Discover the difference Home Savings Bank can make.

R. Ronald Swanner
Chairman and Chief Executive Officer

FDIC Insurance Update

On October 3, 2008, FDIC insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. On May 20, 2009, this temporary increase in coverage was extended through December 31, 2013. Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

This extension does NOT apply to the Transaction Account Guarantee Program which provides unlimited coverage for eligible non-interest bearing transaction accounts through December 31, 2009. The unlimited coverage under the Transaction Account Guarantee Program remains in effect for depositors only through December 31, 2009.
Home Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.